Terms & Conditions

ACCEPTANCE OF TERMS

Alberta Treasury Branches ("ATB" or “ATB Financial”) provides its service to you, subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. 

YOUR REGISTRATION OBLIGATIONS

In consideration of your use of the Service, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of Alberta or Canada. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form (such information being the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or ATB has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, ATB has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).

ATB PRIVACY POLICY

Registration Data and certain other information about you is subject to ATB’s Customer Privacy Code, our privacy statement, applicable privacy legislation, and any subsequent written agreement between you and ATB Financial. For more information, see our full Customer Privacy Code. You understand that through your use of the Service you consent to the collection of this information, only as permitted by the Customer Privacy Code. The ATB username associated with your account is the property of ATB or its affiliates, and is not your personal information.

INDEMNITY

You agree to indemnify and hold ATB and its affiliates, officers, agents, partners, and employees harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another.

GENERAL PRACTICES REGARDING USE AND STORAGE

You acknowledge that ATB may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that messages, board postings or other uploaded Content will be retained by the Service, the maximum disk space that will be allotted on ATB's servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that ATB has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You acknowledge that ATB reserves the right to log off accounts that are inactive for a certain period of time as determined by ATB. You further acknowledge that ATB reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

MODIFICATIONS TO SERVICE

ATB reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that ATB will not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

LINKS

The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because ATB has no control over such sites and resources, you acknowledge and agree that ATB is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that ATB is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

ATB PROPRIETARY RIGHTS

You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content presented to you through the Service is protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws. You agree not to access the Service by any means other than through the interface that is provided by ATB for use in accessing the Service.

DISCLAIMER OF WARRANTIES, REPRESENTATIONS, AND CONDITIONS

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ATB EXPRESSLY DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES, REPRESENTATIONS AND CONDITIONS OF FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
(b) ATB MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, AND (iii) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
(d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM ATB OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT ATB SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF ATB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (iv) ANY OTHER MATTER RELATING TO THE SERVICE.

NOTICE

Notices to you may be made via either email or regular mail. The Service may also provide notices of changes to the TOS or other matters by displaying notices or links to notices to you on the Service.

TRADEMARK INFORMATION

ATB and the ATB logo, ATB Financial, Where there’s a way and other ATB logos and product and service names are trademarks of ATB (the "ATB Marks") used by ATB in Canada. You agree not to display or use in any manner the ATB Marks.

GENERAL INFORMATION

Entire Agreement. The TOS constitute the entire agreement between you and ATB and govern your use of the Service, superseding any prior agreements, oral or written, between you and ATB with respect to the Service. You may also be subject to additional terms and conditions that may apply when you use or purchase certain ATB services, affiliate services, third-party content or third-party software.

Choice of Law and Forum. The TOS and the relationship between you and ATB shall be governed by the laws of the province of Alberta and Canada without regard to its conflict of law provisions. You and ATB agree to submit to the personal and exclusive jurisdiction of the courts located within the province of Alberta, Canada.

Waiver and Severability of Terms. The failure of ATB to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

No Right of Survivorship and Non-Transferability. You agree that your ATB account is non-transferable and any rights to your ATB username or Content within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all Content permanently deleted.

Further Assurances. You agree to use reasonable efforts to do, make, execute, deliver, or cause to be done, made, executed, or delivered, all such further acts, documents, and things as ATB may reasonably require from time to time for the purpose of giving effect to these TOS, including regularly reviewing the TOS and updating your registration information.

The section titles in the TOS are for convenience only and have no legal or contractual effect.